Monday, November 29, 2010

Flex Spending Account for LASIK

Now is the time to be sure you use the money in your Flexible Health Spending Account especially if your plan specifies that you forfeit what you don't spend by the end of the year. So, if you have been considering LASIK, this could be the perfect time to call Koby Karp at (502)897-1604 to make an appointment for a free LASIK evaluation.

New restrictions on Flexible Health Spending Accounts will take effect Jan. 1

If you don't have a Flexible Health Spending Account and you have considered having LASIK, now would be a good time to check with your employer or your bank about setting an account for next year.

Flexible Health Spending Accounts allow you to use pretax dollars to pay for dental and medical expenses that aren't covered by insurance. They're funded by deductions from your paycheck, and you must decide when you enroll in your plan how much you want to contribute during the year.

Remember, you can use money from your Flex Account to pay for co-payments, co-insurance and deductibles, along with a long list of other expenses, including elective surgery such as LASIK.

Thursday, November 11, 2010

Maui Jim in Louisville

Yes you can buy Maui Jim sunglasses in Louisville! You've heard about them and now we have them available in our Optical Department at Koby Karp in both prescription and non-prescription lenses.

Slip on a pair of Maui Jims and the difference is striking. Instantly, your surroundings are more vibrant. Saturated with brilliance. Patented and color-infused, the PolarizedPlus®2 lens technology gives you a window on a world of color you didn’t know existed.

With Maui Jim®, you’re wearing the best — and we’ll help keep them that way. Maui Jim offers free replacement on temples, screws and nose pads for the life of your sunglasses, as long as the parts are available. Other repairs are available for a low cost, and all with a speedy turnaround of about a week (not including shipping time).

We want you to be happy with your new Maui Jims, so if they don’t fit just right, bring them back to us within 30 days of purchase for a full refund. And we offer free shipping and returns on orders of $100 or more!

Stop by our Optical Department and see the Maui Jim difference for yourself.

Thursday, November 4, 2010

Vision Insurance FAQ's

Here are the answers to the most frequently asked questions about vision insurance.

1. What medical plans do you accept?

We are providers for Medicare, Anthem Blue Cross Blue Shield, Humana, Aetna Cigna, Tricare Encore, Multi Plans, Private Health Care Systems, Preferred Health, Kentucky Medicaid, GreatWest, Coventry/First Health, Bluegrass Family, PPO Next, CHA, KY Access, Prime Health, Med Advant, Direct America and Provider Net.

2. Can I use my medical insurance for an eye exam?

If you have a medical diagnosis such as cataracts or glaucoma, etc, we can file a medical claim.

3. What vision plans do you accept?

We are providers for VSP, VCP, Avesis, Alcon Davis, GE Davis Out-of-Network, SVS with referral, Adenta Discount, most EyeMed Plans and Coast to Coast Discount.

4. How do I know if I have Vision Coverage?

First, check your health card to see if vision is listed on your card. You can also call your insurance company and ask if you have vision coverage. If you have coverage, you need to know if your vision plan is administered by your medical insurance or if you have a vision rider. If you have a vision rider, we will need to know the plan name.

5. What if I think I have a medical problem?

We file insurance according to your chief complaint. If you are having a problem with your eyes, make sure you mention this during your exam.

Please feel free to contact our Insurance Department for if you have other questions (502) 896-2064